What benefit pays part of your wages if you miss work because you were injured on the job?

• A. Workers' compensation
• B. Social Security
• C. Unemployment insurance
• D. Health insurance

Answer: (A)

When someone is injured on the job, the benefit designed to help with wage loss is workers’ compensation. It provides a portion of your wages while you’re off work due to the injury, and it also covers medical expenses related to the injury. This no-fault system is specifically for job-related injuries, so you don’t have to prove fault to receive these wage-replacement benefits. Other options don’t fit the scenario: Social Security offers retirement or disability benefits and isn’t tied to a particular job injury; unemployment insurance pays you when you lose a job, not due to an injury; health insurance covers medical costs but does not replace lost wages. So, the best answer is workers’ compensation.